Compliance Disclosures

You can do this yourself, for free

You have the right to dispute inaccurate information on your credit report yourself, at no cost, by contacting Equifax, Experian or TransUnion directly. You may also obtain a free copy of your credit report each year.

Factual basis only

Uncle Million only supports disputes of items that are factually inaccurate, incomplete or unverifiable. We will not challenge accurate, verifiable information, create a new credit identity, or advise you to misrepresent your history.

No guaranteed outcomes

No one can lawfully guarantee a specific score increase, deletion, settlement amount, or lending approval. Any figures shown in the app or in your blueprint are illustrative planning estimates, not promises.

Not legal, tax or investment advice

MCIII is not a law firm, accounting firm or registered investment adviser. Nothing in this program constitutes legal, tax or investment advice. Consult a licensed professional for advice specific to your situation.

Score estimates

The recovery position shown in the app is an internal planning estimate built from the information you provide. It is not a FICO or VantageScore product and is not issued by any credit bureau.